Stability Meets Yield. United Stables (U) — TRON's Premier Stablecoin

United Stables (U) is a decentralized stablecoin protocol built on the TRON blockchain. It allows users to mint, swap, and stake the U token — a USD-pegged stablecoin backed by overcollateralized on-chain reserves. The protocol offers staking rewards of up to 18.4% APY and instant swaps with near-zero fees.

U maintains its dollar peg through a combination of overcollateralized reserves (120%+ backing), algorithmic stabilization mechanisms, and an arbitrage incentive system. When U trades above $1.00, new tokens can be minted at a discount; when below $1.00, tokens can be redeemed for collateral at a premium — automatically restoring the peg.

United Stables offers three staking lock periods: 30 days (8.5% APY), 90 days (12.5% APY), and 365 days (18.4% APY). Rewards are distributed daily and can be auto-compounded. The longer the lock period, the higher the annual yield — rewarding long-term protocol participants.

Staking rewards come from a combination of swap fees collected by the protocol (0.05% per swap), yield generated from deploying reserve collateral into vetted on-chain strategies, and a portion of the protocol's treasury. The reward rate is governance-controlled and voted on by U token holders.

Early unstaking is possible but subject to an early withdrawal penalty of 5% of the principal for 30-day locks, 8% for 90-day locks, and 12% for 365-day locks. Accrued rewards up to the point of unstaking are forfeited. We recommend staking only what you're comfortable locking for the full period.

United Stables supports swaps between U and USDT, USDC, USDJ, TUSD, and other major TRC-20 stablecoins on TRON. The AMM is optimized specifically for stablecoin pairs, providing extremely low slippage and price impact even on large trades — typically less than 0.01% for standard swap sizes.

United Stables charges a flat 0.05% swap fee on all transactions — one of the lowest in the TRON DeFi ecosystem. On top of that, TRON's near-zero network gas fees mean that swapping on United Stables is significantly cheaper than on Ethereum-based protocols.

Yes. United Stables is fully non-custodial. You connect your own TRON wallet (TronLink, WalletConnect, MetaMask, etc.) and interact directly with the smart contracts. The United Stables protocol never holds, controls, or accesses your private keys or funds at any point.

Yes. The United Stables smart contracts have been audited by four independent security firms: CertiK (Feb 2024), PeckShield (Apr 2024), Hacken (Jun 2024), and SlowMist (Sep 2024). All audits returned passing results. The full audit reports are publicly available on our documentation site.

U is backed by a diversified basket of on-chain collateral: primarily USDT (60%), USDC (25%), and USDJ (15%). The collateralization ratio is maintained at 120% minimum at all times. All reserves are held in transparent, publicly auditable on-chain vaults on TRON — viewable by anyone.

To mint U, navigate to the "Mint U" tab in the swap widget, connect your wallet, deposit any supported stablecoin (USDT, USDC, etc.), and receive U at a 1:1 rate minus a small minting fee of 0.02%. Minted U tokens can immediately be staked for rewards or used in swaps.

Use the "Redeem" tab in the swap widget. Connect your wallet, specify the amount of U you want to redeem, and select the output stablecoin. Redemptions are processed instantly and settled on-chain in the same transaction. A 0.02% redemption fee applies.

United Stables supports TronLink (recommended for TRON native), WalletConnect (mobile wallets), MetaMask (via TRON EVM bridge), and TokenPocket (multi-chain). More wallet integrations are added regularly through governance proposals.

When you enable auto-compounding during staking setup, your daily U rewards are automatically restaked into the same pool at the end of each day. This means your principal grows each day, and the next day's rewards are calculated on the larger principal — accelerating your yield over time.

Yes, the minimum staking amount is 100 U tokens (approximately $100 USD). There is no maximum cap on staking. Smaller amounts can still participate via the swap functionality and earn from holding U in liquidity pools.

U token holders can vote on: staking APY adjustments, collateral composition and ratios, new pool launches, fee parameter changes, treasury allocations, protocol upgrades, and new feature proposals. Each U token equals one vote. Proposals require a 5% quorum and 60% approval to pass.

If the collateralization ratio approaches 120%, the protocol automatically triggers several stabilization mechanisms: minting is temporarily paused, incentivized redemptions are activated to reduce supply, and the DAO treasury can vote to inject additional collateral. The protocol has never fallen below 125% since launch.

Tax treatment of staking rewards varies by jurisdiction. United Stables does not provide tax advice. We recommend consulting a qualified tax professional in your country. The protocol provides a complete, downloadable transaction history for all staking rewards for your own tax reporting purposes.

United Stables is governed by a decentralized autonomous organization (DAO) of U token holders. The development team does not hold admin keys or override governance decisions. All protocol parameters are on-chain and require community approval to change. Governance discussions happen in the public forum and Discord.

For general support, join our Telegram or Discord community. For technical bug reports, use our GitHub issues tracker or, for security vulnerabilities, submit through our $3M bug bounty program on Immunefi. Our team responds to support tickets within 24 hours on business days.